AI For Debt Recovery

Powerful AI Phone Agentfor Debt Collection

Automate payment recovery at scale with AI voice agents that negotiate, follow up, and collect — without expanding your call center staff.

Trusted by collection agencies, fintech lenders, and healthcare billing teams.

Live Demo

Hear AI Debt Collection Agents in Action

Listen to how voqent AI voice agents handle real debt collection workflows — payment reminders, installment negotiations, promise-to-pay confirmations, and more.

Featured Demo

Listen to an AI payment reminder call

Selected Sample

Payment Reminder

Vikas, Hindi voice sample

voice script

नमस्ते राहुल जी, मैं Vikas, voqent से बोल रहा हूँ। <angry>आपकी ₹24,500 की बकाया राशि अभी लंबित है। कृपया आज ही भुगतान कर दें।</angry> <determined>अगर आप तैयार हैं, तो मैं अभी भुगतान लिंक भेज देता हूँ ताकि आप तुरंत पेमेंट पूरा कर सकें।</determined>

Each scenario pairs real-world debt collection scripts with authentic voice samples from the voqent library.

Built For India

Built For Indian Collection Teams Managing High-Volume Recovery Calls.

Collection Efficiency

Increase Collection Rates Without Expanding Call Center Staff

AI-powered phone agents handle high volumes of debt collection calls, reaching more customers while reducing operational costs.

Recovery Flow

See the outbound recovery workflow in one surface. From first dial to payment received, every step stays visible and compliant.

Call Rescheduled1m ago

Customer asked for a callback at 6:30 PM. Retry booked automatically.

Negotiation Accepted3m ago

3-part installment plan agreed for a Rs. 24,500 overdue balance.

Promise To Pay5m ago

Customer confirmed the first payment before Friday 6 PM.

Payment Link Sent8m ago

Secure link delivered by SMS and WhatsApp with case notes synced.

Payment Received12m ago

First installment settled. Case moved to monitoring workflow.

No Pickup Retry15m ago

Second attempt scheduled after the missed morning call.

Recovery Automation

Automate Payment Reminders & Improve Recovery Rates

AI can proactively remind customers about past-due payments, offer flexible repayment options, and process transactions in real time.

Multilingual Calling

Built For Indian Languages And Real Debt Conversations

AI agents can speak Hindi, English, and regional languages naturally, so borrowers hear collection calls in the language they are most comfortable with.

India-Ready Recovery

Handle EMI Follow-Ups, Callback Windows, And Payment Promises

Designed for Indian collection teams, the system can manage missed EMI reminders, payday follow-ups, callback requests, and promise-to-pay tracking in one flow.

Platform

Enhance Collection Efficiency & Automate Payment Recovery With AI-Powered Phone Agents.

Outbound Calling

AI-Driven Outbound Collection Calls

Deploy AI voice agents that make thousands of outbound collection calls simultaneously — with natural conversation, negotiation, and real-time payment processing.

  • AI-Driven Outbound Collection & Payment Recovery
  • Automated Follow-Up & SMS Payment Links
  • Real-Time Call Analytics & Outcome Tracking
See how it works

Start the outbound collection call

The AI agent picks a high-priority overdue account, loads the right language, and begins the first call attempt.

Reschedule if the customer is unavailable

If there is no pickup or the customer asks for a callback, the system books the next attempt automatically.

Negotiate full payment or installments

Once connected, the AI explains the dues, handles objections, and offers a settlement or structured plan.

Confirm the promise to pay

The customer confirms the amount and due date, and the AI records the commitment in the workflow.

Send the payment link and track payment received

The system sends the payment link immediately. If payment is received, the case closes; if not, reminders continue.

Negotiation & Settlement

Negotiating Payment Plans & Settlements

AI agents that understand financial constraints and dynamically negotiate payment plans — while ensuring compliance with every interaction.

  • AI Negotiated Debt Settlements
  • Dynamic Payment Plan Configuration
  • Escalation To Human Agents For Complex Cases
Learn more

Priya — AI Collection Agent

Live · Call #2847

नमस्ते, मैं Collections से Priya बोल रही हूँ। आपके ₹24,500 के बकाया के बारे में कॉल किया है।
भुगतान योजना स्वीकृत · SMS पर लिंक भेजा गया
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Deploy AI phone agents that work 24/7, never miss a follow-up, and recover more debt at a fraction of the cost of human agents.

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